Ипотека для нерезидентов в ОАЭ

Живёте за пределами ОАЭ? Вы всё равно можете инвестировать в недвижимость Дубая.

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50%

Max LTV

AED 1M

Min property value

8+

Available lenders

4–6 wks

Process time

Критерии для нерезидентов

Виза ОАЭ не требуется

LTV до 50% для нерезидентов

Минимальная стоимость объекта 1 млн дирхам

Отдельные банки ОАЭ

The Complete Non-Resident Mortgage Guide

1

Can you buy Dubai property from abroad?

Yes. Dubai's real estate market offers non-residents clear legal property rights in designated freehold areas. Ownership is registered with the Dubai Land Department and fully legally protected. Most of the process can be managed remotely.

2

What mortgage terms to expect

The UAE Central Bank caps non-resident LTV at 50%, requiring a 50% down payment plus purchase costs. Rates are slightly higher than for residents, typically 0.25–0.5% above resident rates. Maximum loan term is 25 years.

3

Documents and the remote process

Required: certified passport, 6 months overseas bank statements, salary certificate or business financials, proof of address. All documents submitted digitally. Transfer at DLD can be done remotely with a UAE-notarised Power of Attorney.

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